Enameling or Lacquering
Florida Workers' Compensation Class Code 1474 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.40
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 1474?
Class code 1474 covers enameling and lacquering operations where protective or decorative coatings are applied to metal, wood, or other substrates. Work involves spray application, dipping, or roller coating of enamels, lacquers, and similar finishes, followed by curing in ovens. Hazards include solvent vapor exposure, fire and explosion risk from flammable coatings, and respiratory hazards.
Who is Covered Under This Code?
Spray painters, coating applicators, oven operators, and finishing workers.
Tips to Reduce Your Premium
- Explosion-proof equipment and proper ventilation are required in spray finishing operations
- Respiratory protection programs are essential for solvent-based coating operations
- Fire prevention programs must address flammable coating storage and handling
Real-World Examples
An industrial coating company in Orlando, Florida, with 20 employees applying enamel and lacquer to metal components for various industries. A custom wood finishing shop in South Florida with 8 workers lacquering furniture and cabinetry.
Common Claim Scenarios
Respiratory issues from inhaling paint fumes, solvents, or airborne particulates are common, potentially leading to asthma or other lung conditions. Skin irritation or chemical burns from contact with coatings, and fire/explosion hazards from flammable liquids are also frequent.
Safety & Loss Prevention
- Ensure proper ventilation systems (e.g., spray booths with exhaust) are in place to control airborne contaminants.
- Mandate the use of appropriate PPE, including respirators, chemical-resistant gloves, and protective clothing.
- Implement strict fire prevention measures, including proper storage of flammable liquids and grounding/bonding procedures.
- Provide comprehensive training on chemical handling, spill response, and emergency procedures.
Frequently Asked Questions
What is workers comp class code 1474?
Class code 1474 covers enameling and lacquering operations where protective or decorative coatings are applied to metal, wood, or other substrates. Work involves spray application, dipping, or roller coating of enamels, lacquers, and similar finishes, followed by curing in ovens. Hazards include solvent vapor exposure, fire and explosion risk from flammable coatings, and respiratory hazards.
What is the workers comp rate for class code 1474 in Florida?
The current workers' compensation rate for class code 1474 in Florida is $2.40 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 1474?
Spray painters, coating applicators, oven operators, and finishing workers.
How can I reduce my workers comp premium for class code 1474 in Florida?
Explosion-proof equipment and proper ventilation are required in spray finishing operations Respiratory protection programs are essential for solvent-based coating operations Fire prevention programs must address flammable coating storage and handling
Do I need workers comp insurance for employees classified under code 1474 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 1474 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 1474 in FL.
Quick Facts
- Class Code
- 1474
- State
- Florida
- Rate per $100
- $2.40
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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