Tile Work - Interior
Florida Workers' Compensation Class Code 1748 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.80
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 1748?
Class code 1748 covers interior tile work only, as distinct from exterior or heavy commercial tile installation. This classification applies to tile setters who work exclusively on interior residential or light commercial projects. The rate is typically lower than code 1747 due to the reduced hazard of interior-only work.
Who is Covered Under This Code?
Interior tile setters working on residential and light commercial projects.
Tips to Reduce Your Premium
- Ensure workers classified here do not perform exterior or heavy commercial tile work
- Knee protection programs are important for this classification
Real-World Examples
A residential tile installation business in Orlando, Florida, with 4 employees focusing exclusively on interior bathroom and kitchen tile projects. A small team of 2 tile setters in Jacksonville specializing in decorative interior tile work for custom homes.
Common Claim Scenarios
Musculoskeletal strains from repetitive kneeling, bending, and lifting tiles or mortar bags are common. Minor cuts from tile edges or tools, and slips on wet or dusty surfaces are also frequent.
Safety & Loss Prevention
- Provide ergonomic tools and techniques to reduce strain from repetitive tasks, such as knee pads and adjustable workbenches.
- Ensure all cutting tools are sharp and properly maintained, and employees wear appropriate gloves.
- Maintain clean and dry work areas to prevent slips and falls.
- Provide training on proper lifting techniques for materials.
Frequently Asked Questions
What is workers comp class code 1748?
Class code 1748 covers interior tile work only, as distinct from exterior or heavy commercial tile installation. This classification applies to tile setters who work exclusively on interior residential or light commercial projects. The rate is typically lower than code 1747 due to the reduced hazard of interior-only work.
What is the workers comp rate for class code 1748 in Florida?
The current workers' compensation rate for class code 1748 in Florida is $3.80 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 1748?
Interior tile setters working on residential and light commercial projects.
How can I reduce my workers comp premium for class code 1748 in Florida?
Ensure workers classified here do not perform exterior or heavy commercial tile work Knee protection programs are important for this classification
Do I need workers comp insurance for employees classified under code 1748 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 1748 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 1748 in FL.
Quick Facts
- Class Code
- 1748
- State
- Florida
- Rate per $100
- $3.80
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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