Carpentry - Shop Only
Florida Workers' Compensation Class Code 2802 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.80
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 2802?
Class code 2802 covers carpentry work performed exclusively in a shop setting, as opposed to on a construction job site. This includes the fabrication of custom woodwork, millwork, and furniture in a controlled shop environment. The rate is lower than field carpentry codes because shop work eliminates the fall and weather hazards of job site work.
Who is Covered Under This Code?
Shop carpenters, custom woodworkers, and millwork fabricators who work exclusively in a shop.
Tips to Reduce Your Premium
- Ensure workers classified here do not perform any job site installation work
- Machine guarding on all woodworking equipment is the primary safety priority
- Wood dust control is important for both respiratory health and fire prevention
Real-World Examples
This class code applies to businesses like 'Custom Cabinets by Design,' a 5-person shop in Orlando that fabricates bespoke kitchen and bathroom cabinetry, or 'Florida Fine Millwork,' a larger 15-person operation in Jacksonville that produces custom architectural trim and moldings for commercial projects.
Common Claim Scenarios
Common claims for shop carpenters include lacerations and amputations from saws and other woodworking machinery, often due to improper guarding or inattention. Musculoskeletal injuries such as strains and sprains from lifting heavy lumber or repetitive tasks are also frequent, as are eye injuries from flying debris.
Safety & Loss Prevention
- Ensure all woodworking machinery has appropriate and well-maintained safety guards in place and that employees are trained on their proper use.
- Implement a comprehensive lockout/tagout program for equipment maintenance and repairs to prevent accidental startups.
- Provide and enforce the use of personal protective equipment (PPE) including safety glasses, hearing protection, and cut-resistant gloves.
- Train employees on proper lifting techniques and provide mechanical aids for handling heavy materials to prevent back injuries.
Frequently Asked Questions
What is workers comp class code 2802?
Class code 2802 covers carpentry work performed exclusively in a shop setting, as opposed to on a construction job site. This includes the fabrication of custom woodwork, millwork, and furniture in a controlled shop environment. The rate is lower than field carpentry codes because shop work eliminates the fall and weather hazards of job site work.
What is the workers comp rate for class code 2802 in Florida?
The current workers' compensation rate for class code 2802 in Florida is $2.80 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 2802?
Shop carpenters, custom woodworkers, and millwork fabricators who work exclusively in a shop.
How can I reduce my workers comp premium for class code 2802 in Florida?
Ensure workers classified here do not perform any job site installation work Machine guarding on all woodworking equipment is the primary safety priority Wood dust control is important for both respiratory health and fire prevention
Do I need workers comp insurance for employees classified under code 2802 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 2802 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 2802 in FL.
Quick Facts
- Class Code
- 2802
- State
- Florida
- Rate per $100
- $2.80
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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