Embalming
Florida Workers' Compensation Class Code 2836 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.85
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 2836?
Class code 2836 covers embalming operations specifically, as distinct from general funeral home operations. Embalming involves the chemical preservation of human remains using formaldehyde-based solutions. This is a higher-risk classification than general funeral home work due to the significant chemical exposure involved.
Who is Covered Under This Code?
Licensed embalmers and embalming assistants.
Tips to Reduce Your Premium
- OSHA formaldehyde standard (29 CFR 1910.1048) compliance is mandatory
- Respiratory protection and chemical-resistant PPE are required
- Medical surveillance for formaldehyde-exposed workers is required by OSHA
Real-World Examples
This class code applies to specialized embalming services, often operating independently or as a dedicated department within larger funeral home chains across Florida. For instance, a standalone embalming facility in Orlando serving multiple funeral homes, or a dedicated embalming laboratory for a regional funeral service provider with several locations throughout South Florida, would fall under this classification.
Common Claim Scenarios
The most common claims for embalmers involve chemical exposure, leading to respiratory issues, skin irritations, or allergic reactions from formaldehyde and other embalming fluids. Musculoskeletal injuries, such as back strains or sprains, can also occur from lifting and positioning human remains, sometimes requiring physical therapy or short-term disability.
Safety & Loss Prevention
- Ensure proper ventilation systems are regularly maintained and utilized in all embalming rooms to minimize inhalation of hazardous chemicals.
- Provide and enforce the consistent use of appropriate personal protective equipment (PPE), including chemical-resistant gloves, eye protection, and respirators, to prevent direct chemical exposure.
- Implement safe lifting techniques and provide mechanical aids, such as hydraulic lifts or gurneys, to reduce the risk of back injuries when handling remains.
Frequently Asked Questions
What is workers comp class code 2836?
Class code 2836 covers embalming operations specifically, as distinct from general funeral home operations. Embalming involves the chemical preservation of human remains using formaldehyde-based solutions. This is a higher-risk classification than general funeral home work due to the significant chemical exposure involved.
What is the workers comp rate for class code 2836 in Florida?
The current workers' compensation rate for class code 2836 in Florida is $0.85 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 2836?
Licensed embalmers and embalming assistants.
How can I reduce my workers comp premium for class code 2836 in Florida?
OSHA formaldehyde standard (29 CFR 1910.1048) compliance is mandatory Respiratory protection and chemical-resistant PPE are required Medical surveillance for formaldehyde-exposed workers is required by OSHA
Do I need workers comp insurance for employees classified under code 2836 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 2836 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 2836 in FL.
Quick Facts
- Class Code
- 2836
- State
- Florida
- Rate per $100
- $0.85
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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