Iron or Steel Fabrication
Florida Workers' Compensation Class Code 3004 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.20
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3004?
Class code 3004 covers iron and steel fabrication operations, including the cutting, welding, and assembling of structural steel and metal components. Work involves operating plasma cutters, welding equipment, grinders, and other metal fabrication tools. Hazards include welding fume exposure, burns, cuts from metal, grinding injuries, and heavy material handling.
Who is Covered Under This Code?
Steel fabricators, welders, fitters, grinders, and ironworkers in fabrication shops.
Tips to Reduce Your Premium
- Welding fume control through proper ventilation is critical for respiratory health
- Cut-resistant gloves and eye protection reduce the most common injury types
- Separate field erection work under code 5040 — shop fabrication has a lower rate
- Lockout/tagout procedures are essential for equipment maintenance
Real-World Examples
This class code applies to businesses like a medium-sized structural steel fabrication shop in Jacksonville that manufactures beams and columns for commercial construction projects, or a smaller custom metal fabrication company in Orlando specializing in decorative ironwork and gates. It also covers larger industrial facilities in Tampa Bay that produce heavy machinery components or specialized metal structures for marine applications.
Common Claim Scenarios
Common claims in this class code involve severe lacerations or amputations from operating cutting machinery, often due to improper guarding or rushed work. Burns from welding sparks or molten metal are frequent, ranging from minor skin burns to more severe third-degree burns requiring extensive medical treatment. Musculoskeletal injuries, such as back strains or shoulder sprains, are also common due to lifting heavy steel components and repetitive tasks.
Safety & Loss Prevention
- Implement rigorous lockout/tagout procedures for all machinery during maintenance or clearing jams to prevent accidental startup.
- Ensure all welders and fabricators consistently wear appropriate personal protective equipment, including flame-resistant clothing, welding helmets, and heavy-duty gloves.
- Utilize mechanical lifting aids and proper lifting techniques to minimize manual handling of heavy materials and reduce strain injuries.
- Conduct regular inspections and maintenance of all cutting, welding, and grinding equipment to ensure proper functioning and safety features are intact.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 3004?
Class code 3004 covers iron and steel fabrication operations, including the cutting, welding, and assembling of structural steel and metal components. Work involves operating plasma cutters, welding equipment, grinders, and other metal fabrication tools. Hazards include welding fume exposure, burns, cuts from metal, grinding injuries, and heavy material handling.
What is the workers comp rate for class code 3004 in Florida?
The current workers' compensation rate for class code 3004 in Florida is $3.20 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3004?
Steel fabricators, welders, fitters, grinders, and ironworkers in fabrication shops.
How can I reduce my workers comp premium for class code 3004 in Florida?
Welding fume control through proper ventilation is critical for respiratory health Cut-resistant gloves and eye protection reduce the most common injury types Separate field erection work under code 5040 — shop fabrication has a lower rate Lockout/tagout procedures are essential for equipment maintenance
Do I need workers comp insurance for employees classified under code 3004 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3004 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3004 in FL.
Quick Facts
- Class Code
- 3004
- State
- Florida
- Rate per $100
- $3.20
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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