Tractor Mfg
Florida Workers' Compensation Class Code 3122 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.40
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3122?
Class code 3122 covers tractor manufacturing operations. Work involves heavy metal fabrication, welding, assembly, and testing of agricultural and industrial tractors.
Who is Covered Under This Code?
Tractor assemblers, welders, fabricators, and test drivers.
Tips to Reduce Your Premium
- Welding fume control is important in tractor manufacturing
- Heavy component handling requires proper lifting equipment and ergonomic programs
Real-World Examples
This class code applies to large-scale manufacturing plants, such as a 500-employee facility in Orlando producing agricultural tractors for citrus farms, or a 200-person operation in Jacksonville assembling industrial tractors for port operations and construction. It also covers smaller specialized manufacturers focusing on niche tractor markets within Florida.
Common Claim Scenarios
Common claims include lacerations and crush injuries from operating heavy machinery and handling metal, often resulting in stitches or fractures. Sprains and strains from repetitive motion or heavy lifting during assembly are also frequent, leading to lost workdays. Burns from welding operations, ranging from minor to severe, are another consistent claim type.
Safety & Loss Prevention
- Implement robust lockout/tagout procedures for all machinery during maintenance and repairs to prevent accidental startups.
- Provide and enforce the use of appropriate personal protective equipment (PPE), including welding helmets, gloves, and steel-toed boots, for all relevant tasks.
- Establish and maintain clear pathways and designated work zones to prevent collisions and improve material handling safety.
- Conduct regular training on proper lifting techniques and provide mechanical aids to reduce musculoskeletal injuries during assembly.
Frequently Asked Questions
What is workers comp class code 3122?
Class code 3122 covers tractor manufacturing operations. Work involves heavy metal fabrication, welding, assembly, and testing of agricultural and industrial tractors.
What is the workers comp rate for class code 3122 in Florida?
The current workers' compensation rate for class code 3122 in Florida is $2.40 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3122?
Tractor assemblers, welders, fabricators, and test drivers.
How can I reduce my workers comp premium for class code 3122 in Florida?
Welding fume control is important in tractor manufacturing Heavy component handling requires proper lifting equipment and ergonomic programs
Do I need workers comp insurance for employees classified under code 3122 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3122 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3122 in FL.
Quick Facts
- Class Code
- 3122
- State
- Florida
- Rate per $100
- $2.40
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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