Construction Machinery Mfg
Florida Workers' Compensation Class Code 3132 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.50
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3132?
Class code 3132 covers construction machinery manufacturing, including the production of excavators, bulldozers, cranes, and other heavy construction equipment. Work involves heavy steel fabrication, welding, hydraulic system assembly, and testing.
Who is Covered Under This Code?
Construction equipment fabricators, welders, hydraulic technicians, and test operators.
Tips to Reduce Your Premium
- Overhead crane safety is critical for handling large machine components
- Hydraulic system testing requires pressure safety procedures
Real-World Examples
This class code applies to large-scale manufacturing facilities, such as a 200-employee plant in Jacksonville producing excavator arms and buckets for national distribution, or a specialized fabrication shop in Orlando with 50 workers assembling custom crane components. It also covers companies in South Florida that manufacture heavy-duty agricultural machinery for the state's farming industry.
Common Claim Scenarios
Common claims involve lacerations and crush injuries from operating heavy machinery and handling large steel components, often leading to severe hand or limb trauma requiring extensive medical treatment. Musculoskeletal disorders from repetitive heavy lifting and welding fumes causing respiratory issues are also frequent, with potential for long-term disability.
Safety & Loss Prevention
- Implement strict lockout/tagout procedures for all machinery during maintenance and repairs to prevent accidental startups.
- Provide and enforce the use of appropriate personal protective equipment (PPE), including steel-toed boots, cut-resistant gloves, and welding helmets, for all fabrication and assembly tasks.
- Ensure proper ventilation systems are in place and regularly maintained to mitigate exposure to welding fumes and airborne particulates.
- Conduct regular training on safe lifting techniques and provide mechanical aids to reduce manual handling of heavy materials.
Frequently Asked Questions
What is workers comp class code 3132?
Class code 3132 covers construction machinery manufacturing, including the production of excavators, bulldozers, cranes, and other heavy construction equipment. Work involves heavy steel fabrication, welding, hydraulic system assembly, and testing.
What is the workers comp rate for class code 3132 in Florida?
The current workers' compensation rate for class code 3132 in Florida is $2.50 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3132?
Construction equipment fabricators, welders, hydraulic technicians, and test operators.
How can I reduce my workers comp premium for class code 3132 in Florida?
Overhead crane safety is critical for handling large machine components Hydraulic system testing requires pressure safety procedures
Do I need workers comp insurance for employees classified under code 3132 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3132 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3132 in FL.
Quick Facts
- Class Code
- 3132
- State
- Florida
- Rate per $100
- $2.50
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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