Sewing Machine Mfg
Florida Workers' Compensation Class Code 3145 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.40
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3145?
Class code 3145 covers sewing machine manufacturing. Work involves precision machining, assembly, and testing of sewing machines and related textile equipment. This is a relatively low-risk manufacturing classification.
Who is Covered Under This Code?
Sewing machine assemblers, machinists, and test technicians.
Tips to Reduce Your Premium
- Machine guarding on machining equipment is the primary safety priority
Real-World Examples
This class code applies to businesses like 'Singer Manufacturing Co.' or 'Juki America, Inc.' if they had manufacturing facilities in Florida. It would cover a medium-sized factory in Orlando employing 50-100 workers who assemble industrial sewing machines for apparel companies, or a smaller specialized shop in Miami with 20 employees producing custom embroidery machines.
Common Claim Scenarios
Common claims involve lacerations or crush injuries to fingers and hands from operating machinery, often due to improper guarding or hurried work. Repetitive strain injuries like carpal tunnel syndrome are also frequent among assemblers and machinists due to continuous fine motor tasks, leading to moderate severity claims requiring physical therapy or surgery.
Safety & Loss Prevention
- Implement and strictly enforce lockout/tagout procedures during machine maintenance and adjustments to prevent unexpected startups.
- Provide ergonomic workstations and tools to reduce repetitive strain on hands, wrists, and arms for assembly and precision work.
- Ensure all machinery has appropriate guarding in place and conduct regular inspections to verify their effectiveness and integrity.
- Train employees thoroughly on safe machine operation, including emergency stop procedures and proper material handling techniques.
Frequently Asked Questions
What is workers comp class code 3145?
Class code 3145 covers sewing machine manufacturing. Work involves precision machining, assembly, and testing of sewing machines and related textile equipment. This is a relatively low-risk manufacturing classification.
What is the workers comp rate for class code 3145 in Florida?
The current workers' compensation rate for class code 3145 in Florida is $1.40 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3145?
Sewing machine assemblers, machinists, and test technicians.
How can I reduce my workers comp premium for class code 3145 in Florida?
Machine guarding on machining equipment is the primary safety priority
Do I need workers comp insurance for employees classified under code 3145 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3145 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3145 in FL.
Quick Facts
- Class Code
- 3145
- State
- Florida
- Rate per $100
- $1.40
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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