Automobile Mfg
Florida Workers' Compensation Class Code 3220 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.60
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3220?
Class code 3220 covers automobile manufacturing operations, including the assembly of passenger vehicles. Work involves welding, painting, assembly line work, and quality control. Auto manufacturing is a moderate-risk industrial operation with significant ergonomic hazards from assembly line work, as well as welding fume and paint solvent exposure.
Who is Covered Under This Code?
Assembly line workers, welders, painters, and quality control inspectors.
Tips to Reduce Your Premium
- Ergonomic programs are critical in auto assembly — repetitive motion injuries are the most common claim type
- Welding fume and paint solvent exposure require proper ventilation
Real-World Examples
This class code applies to large-scale automotive manufacturing plants, such as a major international car manufacturer operating a significant assembly facility in Florida, employing thousands of workers. It also covers smaller, specialized vehicle assembly operations, like a company in Orlando that custom-builds electric utility vehicles or recreational vehicles, typically employing 50-200 people.
Common Claim Scenarios
Common claims in automobile manufacturing involve musculoskeletal injuries from repetitive tasks on the assembly line, such as carpal tunnel syndrome or back strains, often requiring physical therapy. Lacerations and crush injuries from operating machinery or handling heavy components are also frequent, sometimes leading to surgeries. Chemical burns from paint and solvent exposure, or respiratory issues from welding fumes, can result in moderate to severe medical treatment.
Safety & Loss Prevention
- Implement ergonomic workstations and provide regular rotation for assembly line workers to reduce repetitive strain injuries.
- Ensure all machinery has proper guarding and provide mandatory training on safe operation and lockout/tagout procedures to prevent crush injuries and lacerations.
- Provide appropriate personal protective equipment (PPE), including respirators and ventilation systems, to protect against chemical exposure and welding fumes.
- Conduct regular safety audits focusing on material handling, tool maintenance, and proper lifting techniques to minimize sprains and strains.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 3220?
Class code 3220 covers automobile manufacturing operations, including the assembly of passenger vehicles. Work involves welding, painting, assembly line work, and quality control. Auto manufacturing is a moderate-risk industrial operation with significant ergonomic hazards from assembly line work, as well as welding fume and paint solvent exposure.
What is the workers comp rate for class code 3220 in Florida?
The current workers' compensation rate for class code 3220 in Florida is $2.60 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3220?
Assembly line workers, welders, painters, and quality control inspectors.
How can I reduce my workers comp premium for class code 3220 in Florida?
Ergonomic programs are critical in auto assembly — repetitive motion injuries are the most common claim type Welding fume and paint solvent exposure require proper ventilation
Do I need workers comp insurance for employees classified under code 3220 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3220 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3220 in FL.
Quick Facts
- Class Code
- 3220
- State
- Florida
- Rate per $100
- $2.60
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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