Automobile Parts Mfg
Florida Workers' Compensation Class Code 3241 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.20
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3241?
Class code 3241 covers automobile parts manufacturing, including the production of engine components, transmission parts, and other vehicle components. Work involves machining, casting, and assembly of precision automotive parts.
Who is Covered Under This Code?
Automotive parts machinists, assemblers, and quality control workers.
Tips to Reduce Your Premium
- Machine guarding and lockout/tagout are the primary safety priorities
- Cutting fluid exposure requires skin protection programs
Real-World Examples
This class code applies to businesses like a medium-sized manufacturing plant in Orlando producing custom engine blocks for luxury car modifications or a smaller facility in Jacksonville specializing in the fabrication of specialized transmission gears for heavy-duty trucks. It also covers operations like a precision machining shop in South Florida that manufactures intricate sensors and electronic components for automotive systems.
Common Claim Scenarios
Common claims involve lacerations and crush injuries from operating machinery like lathes, presses, and CNC machines, often resulting in stitches or even amputations. Repetitive motion injuries such as carpal tunnel syndrome or tendinitis are frequent among assembly line workers due to continuous, fine motor tasks. Burns from molten metal during casting processes or chemical exposure from cleaning agents are also a concern, potentially leading to severe skin damage or respiratory issues.
Safety & Loss Prevention
- Ensure all machinery is equipped with appropriate guards and emergency stop buttons, and that operators are thoroughly trained on safe operating procedures.
- Implement a comprehensive lockout/tagout program to prevent accidental machine startup during maintenance or repair activities.
- Provide ergonomic workstations and encourage regular stretching exercises to mitigate repetitive motion injuries among assembly workers.
- Supply and enforce the use of personal protective equipment (PPE) including safety glasses, gloves, steel-toed boots, and respirators where appropriate.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 3241?
Class code 3241 covers automobile parts manufacturing, including the production of engine components, transmission parts, and other vehicle components. Work involves machining, casting, and assembly of precision automotive parts.
What is the workers comp rate for class code 3241 in Florida?
The current workers' compensation rate for class code 3241 in Florida is $2.20 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3241?
Automotive parts machinists, assemblers, and quality control workers.
How can I reduce my workers comp premium for class code 3241 in Florida?
Machine guarding and lockout/tagout are the primary safety priorities Cutting fluid exposure requires skin protection programs
Do I need workers comp insurance for employees classified under code 3241 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3241 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3241 in FL.
Quick Facts
- Class Code
- 3241
- State
- Florida
- Rate per $100
- $2.20
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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