Aircraft Mfg
Florida Workers' Compensation Class Code 3270 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.65
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3270?
Class code 3270 covers aircraft manufacturing operations, including the production of commercial, military, and general aviation aircraft. Work involves precision machining, composite fabrication, assembly, and testing. Aircraft manufacturing is a highly regulated industry with strict quality and safety standards. Despite the complexity of the work, injury rates are relatively moderate due to the emphasis on precision and safety culture.
Who is Covered Under This Code?
Aircraft assemblers, sheet metal workers, composite technicians, and avionics installers.
Tips to Reduce Your Premium
- FAA-mandated quality and safety programs contribute to relatively low injury rates
- Composite material handling requires respiratory protection from fiberglass and carbon fiber dust
- Separate any flight test operations under an appropriate aviation code
Real-World Examples
This class code applies to large-scale aerospace manufacturers like Boeing or Lockheed Martin with thousands of employees, as well as smaller, specialized companies in Florida such as those producing components for general aviation aircraft or drones, employing 50-200 workers. It also covers businesses involved in the assembly of aircraft sub-systems and specialized aircraft modification facilities located near major Florida airfields.
Common Claim Scenarios
Common claims involve musculoskeletal injuries from repetitive tasks during assembly or heavy lifting, leading to strains, sprains, and carpal tunnel syndrome, often moderate in severity. Lacerations and contusions from working with sharp tools, sheet metal, or composite materials are frequent, typically minor to moderate. Chemical burns or respiratory issues from exposure to solvents, paints, or composite resins can also occur, ranging from minor irritation to more severe chronic conditions.
Safety & Loss Prevention
- Implement ergonomic workstations and provide regular training on proper lifting techniques to reduce musculoskeletal injuries during assembly.
- Ensure all workers use appropriate personal protective equipment (PPE) such as cut-resistant gloves, safety glasses, and respirators when handling materials or chemicals.
- Provide comprehensive training on the safe use of all machinery and tools, including lockout/tagout procedures for maintenance.
- Maintain excellent ventilation systems in areas where solvents, paints, or composite resins are used to minimize respiratory and chemical exposure risks.
Frequently Asked Questions
What is workers comp class code 3270?
Class code 3270 covers aircraft manufacturing operations, including the production of commercial, military, and general aviation aircraft. Work involves precision machining, composite fabrication, assembly, and testing. Aircraft manufacturing is a highly regulated industry with strict quality and safety standards. Despite the complexity of the work, injury rates are relatively moderate due to the emphasis on precision and safety culture.
What is the workers comp rate for class code 3270 in Florida?
The current workers' compensation rate for class code 3270 in Florida is $1.65 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3270?
Aircraft assemblers, sheet metal workers, composite technicians, and avionics installers.
How can I reduce my workers comp premium for class code 3270 in Florida?
FAA-mandated quality and safety programs contribute to relatively low injury rates Composite material handling requires respiratory protection from fiberglass and carbon fiber dust Separate any flight test operations under an appropriate aviation code
Do I need workers comp insurance for employees classified under code 3270 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3270 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3270 in FL.
Quick Facts
- Class Code
- 3270
- State
- Florida
- Rate per $100
- $1.65
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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