Boat Mfg - Wood
Florida Workers' Compensation Class Code 3300 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.20
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3300?
Class code 3300 covers wooden boat manufacturing, including the construction of wooden hulls, decks, and interior components for boats and yachts. Work involves carpentry, joinery, fiberglass work, and finishing. In Florida, this is a significant classification given the state's large boating industry.
Who is Covered Under This Code?
Boat builders, carpenters, joiners, and finishing workers.
Tips to Reduce Your Premium
- Wood dust and fiberglass dust require respiratory protection
- Chemical exposure from marine coatings and adhesives requires proper ventilation
Real-World Examples
This class code applies to businesses like 'Coastal Woodcraft Yachts,' a 15-person custom yacht builder in Fort Lauderdale specializing in bespoke wooden sailing vessels, or 'Key West Boatworks,' a smaller 5-person operation that repairs and constructs wooden fishing skiffs and dinghies for local fishermen and tourists.
Common Claim Scenarios
Common claims in this class involve lacerations and punctures from woodworking tools like saws, chisels, and drills, often resulting in stitches or hand surgeries. Musculoskeletal strains and sprains from lifting heavy wooden components or working in awkward positions are also frequent, leading to lost work time. Respiratory issues from inhaling wood dust or fiberglass particles, if proper PPE is not used, can also occur.
Safety & Loss Prevention
- Ensure all woodworking machinery is equipped with appropriate guards and employees are trained on their safe operation.
- Implement a comprehensive lifting safety program, including mechanical aids and proper body mechanics training, to prevent strains.
- Provide and enforce the use of respirators, safety glasses, and gloves to protect against dust, chemicals, and sharp objects.
- Maintain a clean and organized workshop to prevent trip hazards from wood scraps, tools, and materials.
Frequently Asked Questions
What is workers comp class code 3300?
Class code 3300 covers wooden boat manufacturing, including the construction of wooden hulls, decks, and interior components for boats and yachts. Work involves carpentry, joinery, fiberglass work, and finishing. In Florida, this is a significant classification given the state's large boating industry.
What is the workers comp rate for class code 3300 in Florida?
The current workers' compensation rate for class code 3300 in Florida is $3.20 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3300?
Boat builders, carpenters, joiners, and finishing workers.
How can I reduce my workers comp premium for class code 3300 in Florida?
Wood dust and fiberglass dust require respiratory protection Chemical exposure from marine coatings and adhesives requires proper ventilation
Do I need workers comp insurance for employees classified under code 3300 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3300 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3300 in FL.
Quick Facts
- Class Code
- 3300
- State
- Florida
- Rate per $100
- $3.20
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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