Hardware Mfg
Florida Workers' Compensation Class Code 3400 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.10
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3400?
Class code 3400 covers hardware manufacturing operations, including the production of nuts, bolts, screws, hinges, locks, and other hardware items. Work involves cold heading, stamping, machining, and finishing of metal hardware components.
Who is Covered Under This Code?
Hardware production workers, machine operators, and finishing workers.
Tips to Reduce Your Premium
- Machine guarding on stamping and heading equipment is critical
- Metal chip injuries are common — eye protection is mandatory
Real-World Examples
This class code applies to businesses like a medium-sized manufacturing plant in Orlando producing custom door hinges and cabinet pulls for residential and commercial builders, employing around 50 workers. It also covers smaller operations in Jacksonville that specialize in fabricating unique fasteners and specialty bolts for marine applications and industrial machinery, typically with 15-20 employees.
Common Claim Scenarios
Common claims in hardware manufacturing involve lacerations and crush injuries from operating stamping presses or machining equipment, often resulting in severe hand or finger damage requiring surgery. Musculoskeletal strains and sprains from repetitive tasks or lifting heavy raw materials are also frequent, leading to lost work time and physical therapy. Eye injuries from flying debris during grinding or cutting operations, ranging from minor irritation to permanent vision impairment, are also a concern.
Safety & Loss Prevention
- Implement comprehensive lockout/tagout procedures for all machinery during maintenance or clearing jams to prevent accidental startup.
- Provide ergonomic workstations and mechanical lifting aids to reduce the risk of musculoskeletal injuries from repetitive motions and heavy lifting.
- Ensure all machine operators and finishing workers wear appropriate personal protective equipment, including safety glasses, gloves, and hearing protection.
- Conduct regular safety audits and provide ongoing training on machine guarding, material handling, and emergency stop procedures.
Frequently Asked Questions
What is workers comp class code 3400?
Class code 3400 covers hardware manufacturing operations, including the production of nuts, bolts, screws, hinges, locks, and other hardware items. Work involves cold heading, stamping, machining, and finishing of metal hardware components.
What is the workers comp rate for class code 3400 in Florida?
The current workers' compensation rate for class code 3400 in Florida is $2.10 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3400?
Hardware production workers, machine operators, and finishing workers.
How can I reduce my workers comp premium for class code 3400 in Florida?
Machine guarding on stamping and heading equipment is critical Metal chip injuries are common — eye protection is mandatory
Do I need workers comp insurance for employees classified under code 3400 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3400 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3400 in FL.
Quick Facts
- Class Code
- 3400
- State
- Florida
- Rate per $100
- $2.10
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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