Cutlery Mfg
Florida Workers' Compensation Class Code 3515 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.80
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3515?
Class code 3515 covers cutlery manufacturing, including the production of knives, scissors, and other cutting instruments. Work involves forging, grinding, and finishing blades. Hazards include cuts from sharp blades and grinding injuries.
Who is Covered Under This Code?
Blade grinders, cutlery assemblers, and finishing workers.
Tips to Reduce Your Premium
- Cut-resistant gloves are essential for blade handling operations
- Grinding operations require eye protection and face shields
Real-World Examples
This class code applies to businesses like a 20-person custom knife manufacturer in Orlando specializing in hunting and tactical blades, or a small, family-owned scissor and shear production facility in Jacksonville producing for the salon industry. It also covers larger operations that might manufacture surgical instruments or industrial cutting tools.
Common Claim Scenarios
The most common claims involve lacerations and punctures from sharp blades during grinding, assembly, or finishing, often resulting in stitches, nerve damage, or even amputations. Repetitive strain injuries like carpal tunnel syndrome are also frequent due to the fine motor skills and forceful gripping required, leading to surgery or long-term therapy. Burns from hot metal during forging processes are also a concern, ranging from minor to severe.
Safety & Loss Prevention
- Implement mandatory cut-resistant gloves and arm guards for all employees handling blades during grinding, assembly, and finishing processes.
- Ensure all cutting and grinding machinery is equipped with appropriate guards and emergency stop buttons, and conduct regular maintenance checks.
- Provide ergonomic tools and workstations to reduce repetitive strain injuries, and encourage regular breaks for stretching and repositioning.
- Establish clear protocols for safe handling and storage of sharp tools and materials, including designated disposal containers for damaged blades.
Frequently Asked Questions
What is workers comp class code 3515?
Class code 3515 covers cutlery manufacturing, including the production of knives, scissors, and other cutting instruments. Work involves forging, grinding, and finishing blades. Hazards include cuts from sharp blades and grinding injuries.
What is the workers comp rate for class code 3515 in Florida?
The current workers' compensation rate for class code 3515 in Florida is $1.80 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3515?
Blade grinders, cutlery assemblers, and finishing workers.
How can I reduce my workers comp premium for class code 3515 in Florida?
Cut-resistant gloves are essential for blade handling operations Grinding operations require eye protection and face shields
Do I need workers comp insurance for employees classified under code 3515 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3515 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3515 in FL.
Quick Facts
- Class Code
- 3515
- State
- Florida
- Rate per $100
- $1.80
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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