Firearms Mfg
Florida Workers' Compensation Class Code 3548 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.60
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3548?
Class code 3548 covers firearms manufacturing operations, including the production of pistols, rifles, shotguns, and other firearms. Work involves precision machining, assembly, and testing of firearm components. This is a regulated industry with strict quality and safety requirements.
Who is Covered Under This Code?
Firearms machinists, assemblers, and test technicians.
Tips to Reduce Your Premium
- Firearms testing operations require proper range safety procedures
- Machine guarding on machining equipment is the primary safety priority
Real-World Examples
This class code applies to businesses like a medium-sized firearms manufacturer in Orlando producing hunting rifles and pistols, employing around 50 machinists and assemblers. It also covers smaller, specialized operations in Miami-Dade County that custom-build high-precision firearms for competitive shooting, with a team of 10-15 skilled technicians. Additionally, a large facility near Jacksonville that manufactures components for military-grade firearms would fall under this classification.
Common Claim Scenarios
The most common claims involve lacerations and crush injuries to hands and fingers from operating precision machinery, often leading to stitches or even amputation. Repetitive motion injuries such as carpal tunnel syndrome are frequent among assemblers, requiring physical therapy or surgery. Eye injuries from flying debris or chemical splashes during cleaning and finishing processes, ranging from minor irritation to permanent vision impairment, are also common.
Safety & Loss Prevention
- Implement comprehensive machine guarding on all precision machining equipment to prevent contact with moving parts.
- Provide ergonomic workstations and encourage regular breaks to reduce the risk of repetitive strain injuries among assemblers.
- Mandate the use of appropriate personal protective equipment, including safety glasses and gloves, for all manufacturing and testing processes.
- Establish strict protocols for handling and storing firearms and ammunition to prevent accidental discharges or misfires during testing.
Frequently Asked Questions
What is workers comp class code 3548?
Class code 3548 covers firearms manufacturing operations, including the production of pistols, rifles, shotguns, and other firearms. Work involves precision machining, assembly, and testing of firearm components. This is a regulated industry with strict quality and safety requirements.
What is the workers comp rate for class code 3548 in Florida?
The current workers' compensation rate for class code 3548 in Florida is $1.60 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3548?
Firearms machinists, assemblers, and test technicians.
How can I reduce my workers comp premium for class code 3548 in Florida?
Firearms testing operations require proper range safety procedures Machine guarding on machining equipment is the primary safety priority
Do I need workers comp insurance for employees classified under code 3548 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3548 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3548 in FL.
Quick Facts
- Class Code
- 3548
- State
- Florida
- Rate per $100
- $1.60
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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