Refrigerator Mfg
Florida Workers' Compensation Class Code 3632 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.85
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3632?
Class code 3632 covers refrigerator manufacturing, including the production of household and commercial refrigerators and freezers. Work involves sheet metal fabrication, refrigerant handling, and assembly.
Who is Covered Under This Code?
Refrigerator assemblers, sheet metal workers, and refrigerant technicians.
Tips to Reduce Your Premium
- Refrigerant handling requires EPA 608 certification
- Sheet metal handling requires cut-resistant gloves
Real-World Examples
This class code applies to large-scale manufacturing plants, such as a 500-employee facility in Orlando producing commercial refrigeration units for restaurants and grocery stores. It also covers smaller operations, like a 50-person company in Jacksonville specializing in custom-built laboratory freezers or residential wine coolers.
Common Claim Scenarios
Common claims include lacerations and crush injuries from operating sheet metal fabrication machinery, often resulting in stitches or even amputations. Sprains and strains from repetitive assembly line tasks or lifting heavy components are also frequent, leading to lost work time. Chemical burns or respiratory issues from refrigerant leaks can occur, requiring immediate medical attention.
Safety & Loss Prevention
- Implement machine guarding on all sheet metal fabrication equipment to prevent contact with moving parts.
- Provide ergonomic tools and lift assists for repetitive tasks and heavy component handling to reduce sprains and strains.
- Ensure proper ventilation and provide personal protective equipment, including respirators and chemical-resistant gloves, for all employees handling refrigerants.
Frequently Asked Questions
What is workers comp class code 3632?
Class code 3632 covers refrigerator manufacturing, including the production of household and commercial refrigerators and freezers. Work involves sheet metal fabrication, refrigerant handling, and assembly.
What is the workers comp rate for class code 3632 in Florida?
The current workers' compensation rate for class code 3632 in Florida is $1.85 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3632?
Refrigerator assemblers, sheet metal workers, and refrigerant technicians.
How can I reduce my workers comp premium for class code 3632 in Florida?
Refrigerant handling requires EPA 608 certification Sheet metal handling requires cut-resistant gloves
Do I need workers comp insurance for employees classified under code 3632 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3632 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3632 in FL.
Quick Facts
- Class Code
- 3632
- State
- Florida
- Rate per $100
- $1.85
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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