Instrument Mfg - Electrical
Florida Workers' Compensation Class Code 3685 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.75
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3685?
Class code 3685 covers electrical instrument manufacturing, including the production of meters, sensors, and measurement equipment. This is a very low-risk manufacturing classification involving precision electronics assembly.
Who is Covered Under This Code?
Instrument assemblers, calibration technicians, and quality control workers.
Tips to Reduce Your Premium
- Ergonomic programs reduce repetitive motion injuries in precision assembly
Real-World Examples
This class code applies to small to medium-sized manufacturers in Florida, such as a 25-person company in Orlando producing smart energy meters for utility companies, or a 15-employee firm in Fort Lauderdale specializing in medical sensor assembly for diagnostic equipment. It also covers businesses that manufacture precision scientific instruments for research and development.
Common Claim Scenarios
The most common claims involve repetitive strain injuries like carpal tunnel syndrome or tendonitis from intricate assembly work, typically moderate in severity. Minor cuts and lacerations from handling small components are also frequent, usually low severity. Eye strain and occasional foreign objects in the eye from detailed work can occur, generally low to moderate severity.
Safety & Loss Prevention
- Implement ergonomic workstations with adjustable chairs, lighting, and tool placement to reduce repetitive strain injuries.
- Provide magnifying tools and adequate task lighting to minimize eye strain and improve precision.
- Ensure all employees receive thorough training on safe handling of small components and proper use of precision tools.
- Mandate the use of appropriate personal protective equipment, including safety glasses and cut-resistant gloves, for all assembly tasks.
Frequently Asked Questions
What is workers comp class code 3685?
Class code 3685 covers electrical instrument manufacturing, including the production of meters, sensors, and measurement equipment. This is a very low-risk manufacturing classification involving precision electronics assembly.
What is the workers comp rate for class code 3685 in Florida?
The current workers' compensation rate for class code 3685 in Florida is $0.75 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3685?
Instrument assemblers, calibration technicians, and quality control workers.
How can I reduce my workers comp premium for class code 3685 in Florida?
Ergonomic programs reduce repetitive motion injuries in precision assembly
Do I need workers comp insurance for employees classified under code 3685 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3685 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3685 in FL.
Quick Facts
- Class Code
- 3685
- State
- Florida
- Rate per $100
- $0.75
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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