Fireworks Mfg
Florida Workers' Compensation Class Code 3726 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$5.60
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 3726?
Class code 3726 covers fireworks manufacturing operations. This is one of the highest-hazard manufacturing classifications due to the extreme explosion and fire risk associated with pyrotechnic materials. Strict safety protocols, limited employee exposure, and regulatory compliance are mandatory.
Who is Covered Under This Code?
Fireworks production workers and pyrotechnic technicians.
Tips to Reduce Your Premium
- ATF licensing and OSHA regulations for pyrotechnics manufacturing are mandatory
- Quantity-distance requirements limit the number of workers near explosive materials
- Emergency response procedures must be in place and regularly practiced
Real-World Examples
This class code applies to specialized manufacturers of fireworks, ranging from small, family-owned operations producing consumer-grade fireworks for local Florida retailers to larger industrial facilities manufacturing professional display fireworks for events like the Daytona 500 or Disney World. These businesses typically operate in rural areas due to safety regulations and may employ anywhere from 10 to 50 highly trained individuals.
Common Claim Scenarios
The most common and severe claims involve catastrophic explosions or fires, leading to severe burns, amputations, blindness, or fatalities for multiple workers. Less severe but still frequent claims include chemical burns from handling pyrotechnic compounds, inhalation injuries from fumes, and lacerations from machinery used in assembly.
Safety & Loss Prevention
- Strict adherence to all federal, state, and local regulations regarding the storage, handling, and manufacturing of explosive materials is paramount.
- Implement rigorous lockout/tagout procedures and routine maintenance schedules for all machinery involved in pyrotechnic production.
- Ensure all employees are thoroughly trained in emergency response protocols, including fire suppression and evacuation procedures.
- Utilize appropriate personal protective equipment (PPE), such as flame-resistant clothing, chemical-resistant gloves, and eye protection, for all stages of the manufacturing process.
Frequently Asked Questions
What is workers comp class code 3726?
Class code 3726 covers fireworks manufacturing operations. This is one of the highest-hazard manufacturing classifications due to the extreme explosion and fire risk associated with pyrotechnic materials. Strict safety protocols, limited employee exposure, and regulatory compliance are mandatory.
What is the workers comp rate for class code 3726 in Florida?
The current workers' compensation rate for class code 3726 in Florida is $5.60 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3726?
Fireworks production workers and pyrotechnic technicians.
How can I reduce my workers comp premium for class code 3726 in Florida?
ATF licensing and OSHA regulations for pyrotechnics manufacturing are mandatory Quantity-distance requirements limit the number of workers near explosive materials Emergency response procedures must be in place and regularly practiced
Do I need workers comp insurance for employees classified under code 3726 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 3726 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3726 in FL.
Quick Facts
- Class Code
- 3726
- State
- Florida
- Rate per $100
- $5.60
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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