Dental Laboratory
Florida Workers' Compensation Class Code 4692 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.53
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 4692?
Class code 4692 covers dental laboratory operations, where dental technicians fabricate crowns, bridges, dentures, and other dental prosthetics. Work involves working with dental materials including metals, ceramics, and acrylics. This is a very low-risk classification due to the precision, small-scale nature of the work.
Who is Covered Under This Code?
Dental technicians, ceramists, and laboratory assistants.
Tips to Reduce Your Premium
- Silica dust from dental ceramic materials requires dust control
- Chemical exposure from dental acrylics and metals requires proper ventilation
Real-World Examples
This class code applies to independent dental laboratories, ranging from small, owner-operated shops in Orlando specializing in custom crowns to larger facilities in Jacksonville employing 15-20 technicians for a full range of prosthetic fabrication. It also covers dental labs that operate as an ancillary service within a larger dental practice group across South Florida.
Common Claim Scenarios
Common claims involve repetitive strain injuries such as carpal tunnel syndrome or tendonitis from intricate, repetitive hand work with dental tools and materials, often requiring physical therapy or surgery. Chemical burns or respiratory issues can occur from exposure to resins, solvents, and dust from grinding, while cuts and lacerations from sharp instruments are also frequent but typically minor.
Safety & Loss Prevention
- Implement ergonomic workstations with adjustable chairs and magnification tools to reduce repetitive strain on hands and wrists.
- Provide proper ventilation systems and personal protective equipment, including respirators and gloves, to minimize exposure to chemical fumes and dust.
- Ensure all technicians receive regular training on the safe handling of sharp instruments and dental materials to prevent cuts and chemical exposure.
- Encourage frequent short breaks and stretching exercises to alleviate muscle fatigue and prevent musculoskeletal disorders.
Frequently Asked Questions
What is workers comp class code 4692?
Class code 4692 covers dental laboratory operations, where dental technicians fabricate crowns, bridges, dentures, and other dental prosthetics. Work involves working with dental materials including metals, ceramics, and acrylics. This is a very low-risk classification due to the precision, small-scale nature of the work.
What is the workers comp rate for class code 4692 in Florida?
The current workers' compensation rate for class code 4692 in Florida is $0.53 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 4692?
Dental technicians, ceramists, and laboratory assistants.
How can I reduce my workers comp premium for class code 4692 in Florida?
Silica dust from dental ceramic materials requires dust control Chemical exposure from dental acrylics and metals requires proper ventilation
Do I need workers comp insurance for employees classified under code 4692 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 4692 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 4692 in FL.
Quick Facts
- Class Code
- 4692
- State
- Florida
- Rate per $100
- $0.53
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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