Masonry NOC
Florida Workers' Compensation Class Code 5022 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$5.22
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5022?
Class code 5022 covers masonry work not otherwise classified, including bricklaying, block laying, stone masonry, and related work. Masonry is one of the most physically demanding construction trades, involving heavy lifting of masonry units, working from scaffolding, and mixing and applying mortar. In Florida, masonry is widely used in commercial and residential construction due to its hurricane resistance. Hazards include falls from scaffolding, back injuries from heavy lifting, silica dust from cutting masonry units, and chemical burns from mortar.
Who is Covered Under This Code?
Bricklayers, block layers, stone masons, and masonry helpers.
Tips to Reduce Your Premium
- Scaffold safety is the top priority — ensure all scaffolding is erected by competent persons
- Silica dust from cutting masonry units requires wet cutting methods and respiratory protection
- Back injury prevention programs reduce the most common claim type in masonry
- Separate tile work under codes 1747 or 5348
Real-World Examples
A small 5-person masonry contractor in Orlando specializing in decorative brickwork for custom homes. A larger 20-person company in Jacksonville that handles concrete block construction for commercial buildings and retaining walls. A specialized stone masonry business in South Florida focusing on high-end residential and commercial facade installations.
Common Claim Scenarios
The most common claims involve musculoskeletal injuries from heavy lifting and repetitive tasks, such as back strains, shoulder sprains, and carpal tunnel syndrome, often leading to lost workdays. Falls from scaffolding or ladders, even from moderate heights, can result in fractures or head injuries. Cuts and lacerations from tools or sharp materials, and eye injuries from flying debris, are also frequent.
Safety & Loss Prevention
- Implement a comprehensive lifting safety program, including proper lifting techniques and the use of mechanical aids for heavy materials.
- Ensure all scaffolding and ladders are regularly inspected, properly erected, and used according to OSHA standards.
- Provide and enforce the consistent use of appropriate personal protective equipment (PPE), including gloves, safety glasses, and hard hats.
- Conduct regular stretching and warm-up exercises to reduce the risk of strains and sprains associated with repetitive motions.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 5022?
Class code 5022 covers masonry work not otherwise classified, including bricklaying, block laying, stone masonry, and related work. Masonry is one of the most physically demanding construction trades, involving heavy lifting of masonry units, working from scaffolding, and mixing and applying mortar. In Florida, masonry is widely used in commercial and residential construction due to its hurricane resistance. Hazards include falls from scaffolding, back injuries from heavy lifting, silica dust from cutting masonry units, and chemical burns from mortar.
What is the workers comp rate for class code 5022 in Florida?
The current workers' compensation rate for class code 5022 in Florida is $5.22 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5022?
Bricklayers, block layers, stone masons, and masonry helpers.
How can I reduce my workers comp premium for class code 5022 in Florida?
Scaffold safety is the top priority — ensure all scaffolding is erected by competent persons Silica dust from cutting masonry units requires wet cutting methods and respiratory protection Back injury prevention programs reduce the most common claim type in masonry Separate tile work under codes 1747 or 5348
Do I need workers comp insurance for employees classified under code 5022 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5022 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Related Coverage Pages
Workers' comp class code 5022 is most commonly used by Masonry Contractors. Explore our dedicated coverage guides below.
Masonry Contractors
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5022 in FL.
Quick Facts
- Class Code
- 5022
- State
- Florida
- Rate per $100
- $5.22
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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