Aluminum Windows or Doors Installation
Florida Workers' Compensation Class Code 5102 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$4.78
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5102?
Class code 5102 covers the installation of aluminum windows, doors, storefronts, and curtain wall systems. In Florida, this is a significant classification due to the widespread use of impact-resistant aluminum windows and doors required by the Florida Building Code. Work involves measuring, cutting, and installing aluminum framing systems and glazing. Hazards include cuts from aluminum and glass, falls from ladders and scaffolding, and heavy lifting.
Who is Covered Under This Code?
Window and door installers, glaziers, and aluminum framing workers.
Tips to Reduce Your Premium
- Cut-resistant gloves are essential for aluminum and glass handling
- Fall protection is required for window installation at heights
- Florida Building Code impact window requirements make this a high-demand trade
Real-World Examples
A window and door installation company in Fort Lauderdale specializing in impact-resistant systems for high-rise condominiums. A commercial glazier in Jacksonville installing aluminum storefronts and curtain walls for new office buildings.
Common Claim Scenarios
Lacerations from broken glass, back strains from lifting heavy window units, and falls from ladders or scaffolding are frequent. Eye injuries from debris and repetitive motion injuries are also common.
Safety & Loss Prevention
- Provide and enforce the use of cut-resistant gloves, safety glasses, and hard hats.
- Implement proper lifting techniques and encourage the use of mechanical lifts for heavy units.
- Ensure ladders and scaffolding are inspected daily and used according to safety guidelines.
- Train workers on safe handling and disposal of broken glass.
Frequently Asked Questions
What is workers comp class code 5102?
Class code 5102 covers the installation of aluminum windows, doors, storefronts, and curtain wall systems. In Florida, this is a significant classification due to the widespread use of impact-resistant aluminum windows and doors required by the Florida Building Code. Work involves measuring, cutting, and installing aluminum framing systems and glazing. Hazards include cuts from aluminum and glass, falls from ladders and scaffolding, and heavy lifting.
What is the workers comp rate for class code 5102 in Florida?
The current workers' compensation rate for class code 5102 in Florida is $4.78 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5102?
Window and door installers, glaziers, and aluminum framing workers.
How can I reduce my workers comp premium for class code 5102 in Florida?
Cut-resistant gloves are essential for aluminum and glass handling Fall protection is required for window installation at heights Florida Building Code impact window requirements make this a high-demand trade
Do I need workers comp insurance for employees classified under code 5102 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5102 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5102 in FL.
Quick Facts
- Class Code
- 5102
- State
- Florida
- Rate per $100
- $4.78
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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