Concrete or Cement Work - Sidewalks
Florida Workers' Compensation Class Code 5221 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.87
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5221?
Class code 5221 covers concrete or cement work for sidewalks, curbs, and gutters. Work involves forming, pouring, finishing, and curing concrete for pedestrian and drainage infrastructure. In Florida, this classification is common in municipal and commercial site development projects. Hazards include concrete chemical burns, musculoskeletal strain, and working near traffic.
Who is Covered Under This Code?
Sidewalk and curb concrete workers, form setters, and finishers.
Tips to Reduce Your Premium
- Traffic control plans are required for sidewalk work near roadways
- Concrete chemical burn prevention requires proper PPE
- Separate interior floor work under code 5200 if operations are distinct
Real-World Examples
A small concrete crew in Sarasota specializing in sidewalk and curb installation for new housing developments. A municipal contractor in Miami performing repairs and replacements of public sidewalks and gutters.
Common Claim Scenarios
Similar to general concrete work, sprains and strains from manual labor, chemical burns from wet concrete, and falls on construction sites are prevalent. Hand and wrist injuries from using hand tools for finishing are also common. Being struck by vehicles in public areas is a significant hazard.
Safety & Loss Prevention
- Provide ergonomic tools and training to minimize repetitive strain injuries.
- Ensure workers use full PPE, including chemical-resistant gear and high-visibility clothing.
- Implement robust traffic control plans and clear demarcation of work zones.
- Conduct regular safety briefings on site-specific hazards and emergency procedures.
Frequently Asked Questions
What is workers comp class code 5221?
Class code 5221 covers concrete or cement work for sidewalks, curbs, and gutters. Work involves forming, pouring, finishing, and curing concrete for pedestrian and drainage infrastructure. In Florida, this classification is common in municipal and commercial site development projects. Hazards include concrete chemical burns, musculoskeletal strain, and working near traffic.
What is the workers comp rate for class code 5221 in Florida?
The current workers' compensation rate for class code 5221 in Florida is $3.87 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5221?
Sidewalk and curb concrete workers, form setters, and finishers.
How can I reduce my workers comp premium for class code 5221 in Florida?
Traffic control plans are required for sidewalk work near roadways Concrete chemical burn prevention requires proper PPE Separate interior floor work under code 5200 if operations are distinct
Do I need workers comp insurance for employees classified under code 5221 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5221 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Related Coverage Pages
Workers' comp class code 5221 is most commonly used by Concrete Contractors. Explore our dedicated coverage guides below.
Concrete Contractors
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5221 in FL.
Quick Facts
- Class Code
- 5221
- State
- Florida
- Rate per $100
- $3.87
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
Need a Quote for Code 5221?
We specialize in workers' comp for FL businesses. Get a competitive quote today.
Get a Free Quote(239) 323-0785