Paper Hanging
Florida Workers' Compensation Class Code 5491 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.53
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5491?
Class code 5491 covers paperhanging work specifically — the installation of wallpaper and wall coverings. This is a lower-risk decorating trade involving measuring, cutting, and applying wallpaper using paste and adhesives.
Who is Covered Under This Code?
Paperhangers and wall covering installers.
Tips to Reduce Your Premium
- Fall protection is required for work at heights on ladders and scaffolding
- Chemical exposure from wallpaper adhesives requires proper ventilation
Real-World Examples
A small business in Fort Lauderdale specializing in wallpaper installation for high-end residential interiors. A commercial contractor in Orlando applying decorative wall coverings in hotels and corporate offices.
Common Claim Scenarios
Falls from step ladders, strains from repetitive overhead work, and minor cuts from utility knives are common. Skin irritation from adhesives and eye irritation from fumes also occur.
Safety & Loss Prevention
- Ensure step ladders are stable and used correctly, avoiding overreaching.
- Train workers on ergonomic practices to minimize strains from overhead tasks.
- Provide cut-resistant gloves and utility knife safety training.
- Ensure adequate ventilation and provide gloves and eye protection when working with adhesives.
Frequently Asked Questions
What is workers comp class code 5491?
Class code 5491 covers paperhanging work specifically — the installation of wallpaper and wall coverings. This is a lower-risk decorating trade involving measuring, cutting, and applying wallpaper using paste and adhesives.
What is the workers comp rate for class code 5491 in Florida?
The current workers' compensation rate for class code 5491 in Florida is $2.53 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5491?
Paperhangers and wall covering installers.
How can I reduce my workers comp premium for class code 5491 in Florida?
Fall protection is required for work at heights on ladders and scaffolding Chemical exposure from wallpaper adhesives requires proper ventilation
Do I need workers comp insurance for employees classified under code 5491 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5491 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5491 in FL.
Quick Facts
- Class Code
- 5491
- State
- Florida
- Rate per $100
- $2.53
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
Need a Quote for Code 5491?
We specialize in workers' comp for FL businesses. Get a competitive quote today.
Get a Free Quote(239) 323-0785