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5606FL

Contracting - Executive Supervisor

Florida Workers' Compensation Class Code 5606 • FWCJUA / NCCI • Effective 2025-01-01

Current Rate

$0.85

per $100 of payroll

FWCJUA / NCCI 2025-01-01

What is Class Code 5606?

Class code 5606 covers executive supervisors in contracting operations — supervisory employees who oversee construction projects but do not perform manual labor. This is one of the lowest-rated construction codes because supervisors who do not perform hands-on work face significantly lower injury risk than field workers. This code is commonly used for project managers, superintendents, and estimators who visit job sites but do not perform physical construction work.

Who is Covered Under This Code?

Construction project managers, superintendents, estimators, and executive supervisors who do not perform manual labor.

Tips to Reduce Your Premium

  • Ensure workers classified here truly do not perform manual labor — auditors will verify
  • This is a significant premium savings opportunity for construction companies with supervisory staff
  • Separate any supervisors who occasionally perform manual work under the appropriate trade code

Real-World Examples

A construction management firm in Miami overseeing multiple large-scale commercial projects. A general contractor in Tampa employing superintendents to manage daily operations on various job sites.

Common Claim Scenarios

While direct manual labor claims are rare, claims can arise from site visits (slips, trips, falls on uneven terrain), vehicle accidents during travel between sites, and stress-related health issues. Exposure to hazardous conditions if proper precautions are not taken.

Safety & Loss Prevention

  • Ensure all supervisors receive comprehensive safety training, including hazard recognition and incident investigation.
  • Mandate appropriate PPE for all site visits, such as hard hats, safety glasses, and high-visibility vests.
  • Implement safe driving policies for travel between job sites.
  • Promote stress management and work-life balance to prevent stress-related health issues.

Frequently Asked Questions

What is workers comp class code 5606?

Class code 5606 covers executive supervisors in contracting operations — supervisory employees who oversee construction projects but do not perform manual labor. This is one of the lowest-rated construction codes because supervisors who do not perform hands-on work face significantly lower injury risk than field workers. This code is commonly used for project managers, superintendents, and estimators who visit job sites but do not perform physical construction work.

What is the workers comp rate for class code 5606 in Florida?

The current workers' compensation rate for class code 5606 in Florida is $0.85 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 5606?

Construction project managers, superintendents, estimators, and executive supervisors who do not perform manual labor.

How can I reduce my workers comp premium for class code 5606 in Florida?

Ensure workers classified here truly do not perform manual labor — auditors will verify This is a significant premium savings opportunity for construction companies with supervisory staff Separate any supervisors who occasionally perform manual work under the appropriate trade code

Do I need workers comp insurance for employees classified under code 5606 in Florida?

Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5606 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 5606 in FL.

Quick Facts

Class Code
5606
State
Florida
Rate per $100
$0.85
Rating Org
FWCJUA / NCCI
Effective
2025-01-01

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