Taxi Cab Company - All Other Employees & Drivers
Florida Workers' Compensation Class Code 7370 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.66
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 7370?
Class code 7370 covers taxi cab company operations, including all employees and drivers not separately classified. Work involves driving passengers, vehicle maintenance, dispatching, and administrative functions. Hazards include motor vehicle accidents, assault by passengers, and the cumulative effects of prolonged driving. Florida's tourism industry creates significant taxi and transportation demand in Miami, Orlando, and Tampa.
Who is Covered Under This Code?
Taxi drivers, dispatchers, and vehicle maintenance staff.
Tips to Reduce Your Premium
- Driver screening and background checks reduce assault-related claims
- Vehicle safety features including cameras reduce both accident and assault claims
- MVR monitoring is essential for all drivers
Real-World Examples
A taxi cab fleet in Orlando serving the tourist industry and local residents. A ride-sharing company (though often classified differently, traditional taxis still exist) operating in Tampa.
Common Claim Scenarios
Vehicle accidents are the most common and severe claims, leading to whiplash, fractures, or fatalities. Assaults by passengers, repetitive strain injuries from driving, and back pain from prolonged sitting are also prevalent. Slips and falls while entering/exiting vehicles are minor but frequent.
Safety & Loss Prevention
- Implement defensive driving courses and regular vehicle maintenance checks.
- Provide training on de-escalation techniques and personal safety for drivers.
- Encourage ergonomic seating and regular breaks to prevent musculoskeletal issues.
- Install in-vehicle cameras and GPS tracking for driver safety and incident documentation.
Frequently Asked Questions
What is workers comp class code 7370?
Class code 7370 covers taxi cab company operations, including all employees and drivers not separately classified. Work involves driving passengers, vehicle maintenance, dispatching, and administrative functions. Hazards include motor vehicle accidents, assault by passengers, and the cumulative effects of prolonged driving. Florida's tourism industry creates significant taxi and transportation demand in Miami, Orlando, and Tampa.
What is the workers comp rate for class code 7370 in Florida?
The current workers' compensation rate for class code 7370 in Florida is $3.66 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 7370?
Taxi drivers, dispatchers, and vehicle maintenance staff.
How can I reduce my workers comp premium for class code 7370 in Florida?
Driver screening and background checks reduce assault-related claims Vehicle safety features including cameras reduce both accident and assault claims MVR monitoring is essential for all drivers
Do I need workers comp insurance for employees classified under code 7370 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 7370 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 7370 in FL.
Quick Facts
- Class Code
- 7370
- State
- Florida
- Rate per $100
- $3.66
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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