Store - Drug Retail
Florida Workers' Compensation Class Code 8045 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.85
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8045?
Class code 8045 covers drug store and pharmacy retail operations, including pharmacies, drug stores, and health and beauty retailers. Work involves customer service, prescription filling, stocking, and managing controlled substances. Hazards include robbery-related injuries, ergonomic strain from standing and repetitive tasks, and chemical exposure from pharmaceutical products.
Who is Covered Under This Code?
Pharmacists, pharmacy technicians, retail sales associates, and store managers.
Tips to Reduce Your Premium
- Security protocols reduce robbery-related claims at pharmacy operations
- Anti-fatigue mats reduce lower extremity strain for standing pharmacists
- Separate delivery operations under code 7380
Real-World Examples
For class code 8045, real-world examples include: A community pharmacy in St. Petersburg providing prescription services and over-the-counter medications. A large drug store chain in Orlando with a drive-thru pharmacy and extensive health and beauty sections.
Common Claim Scenarios
Common workers' comp claims for class code 8045 often involve: Repetitive strain injuries from counting pills or operating cash registers. Slips and falls on store floors, resulting in sprains. Exposure to hazardous chemicals or medications, potentially causing skin irritation or respiratory issues.
Safety & Loss Prevention
- Provide ergonomic workstations for pharmacists and technicians to reduce repetitive strain.
- Implement strict protocols for handling and disposing of hazardous medications.
- Ensure floors are kept clean and dry to prevent slips and falls.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8045?
Class code 8045 covers drug store and pharmacy retail operations, including pharmacies, drug stores, and health and beauty retailers. Work involves customer service, prescription filling, stocking, and managing controlled substances. Hazards include robbery-related injuries, ergonomic strain from standing and repetitive tasks, and chemical exposure from pharmaceutical products.
What is the workers comp rate for class code 8045 in Florida?
The current workers' compensation rate for class code 8045 in Florida is $0.85 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8045?
Pharmacists, pharmacy technicians, retail sales associates, and store managers.
How can I reduce my workers comp premium for class code 8045 in Florida?
Security protocols reduce robbery-related claims at pharmacy operations Anti-fatigue mats reduce lower extremity strain for standing pharmacists Separate delivery operations under code 7380
Do I need workers comp insurance for employees classified under code 8045 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8045 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8045 in FL.
Quick Facts
- Class Code
- 8045
- State
- Florida
- Rate per $100
- $0.85
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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