Iron or Steel Merchant
Florida Workers' Compensation Class Code 8106 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.54
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8106?
Class code 8106 covers iron or steel merchant operations, including steel service centers, metal distributors, and scrap metal dealers who process and distribute steel products. Work involves operating cranes and material handling equipment, cutting and processing steel, and managing heavy inventory. Hazards include struck-by hazards from overhead crane operations, cuts from metal edges, and musculoskeletal strain from heavy material handling.
Who is Covered Under This Code?
Steel yard workers, crane operators, metal processors, and delivery drivers.
Tips to Reduce Your Premium
- Overhead crane safety programs are critical for steel merchant operations
- Cut-resistant PPE is essential for metal handling
- Separate scrap metal operations under code 8500 if applicable
Real-World Examples
For class code 8106, real-world examples include: A steel service center in Jacksonville distributing various steel products to manufacturers. A scrap metal dealer in Miami processing and recycling ferrous and non-ferrous metals.
Common Claim Scenarios
Common workers' comp claims for class code 8106 often involve: Crush injuries from moving heavy steel beams or plates, often severe or fatal. Lacerations from sharp metal edges, ranging from deep cuts to amputations. Crane accidents causing falling object injuries or structural collapse.
Safety & Loss Prevention
- Implement strict crane operation safety protocols, including daily inspections and load limits.
- Require employees to wear cut-resistant gloves, steel-toed boots, and hard hats.
- Ensure proper training on safe handling of heavy and sharp metal materials.
- Maintain clear and organized work areas to prevent crush injuries.
Frequently Asked Questions
What is workers comp class code 8106?
Class code 8106 covers iron or steel merchant operations, including steel service centers, metal distributors, and scrap metal dealers who process and distribute steel products. Work involves operating cranes and material handling equipment, cutting and processing steel, and managing heavy inventory. Hazards include struck-by hazards from overhead crane operations, cuts from metal edges, and musculoskeletal strain from heavy material handling.
What is the workers comp rate for class code 8106 in Florida?
The current workers' compensation rate for class code 8106 in Florida is $3.54 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8106?
Steel yard workers, crane operators, metal processors, and delivery drivers.
How can I reduce my workers comp premium for class code 8106 in Florida?
Overhead crane safety programs are critical for steel merchant operations Cut-resistant PPE is essential for metal handling Separate scrap metal operations under code 8500 if applicable
Do I need workers comp insurance for employees classified under code 8106 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8106 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8106 in FL.
Quick Facts
- Class Code
- 8106
- State
- Florida
- Rate per $100
- $3.54
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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