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8209FL

Produce Handling or Packing

Florida Workers' Compensation Class Code 8209 • FWCJUA / NCCI • Effective 2025-01-01

Current Rate

$3.49

per $100 of payroll

FWCJUA / NCCI 2025-01-01

What is Class Code 8209?

Class code 8209 covers produce handling or packing operations, including packing houses, produce distributors, and fresh produce handlers. Work involves sorting, grading, packing, and shipping fresh fruits and vegetables. Florida's agriculture industry makes this a significant classification, particularly in the Immokalee and Homestead areas. Hazards include repetitive motion injuries from sorting and packing, cold temperature exposure in refrigerated facilities, and forklift operations.

Who is Covered Under This Code?

Produce packers, sorters, graders, forklift operators, and shipping workers.

Tips to Reduce Your Premium

  • Ergonomic programs reduce repetitive motion claims in packing operations
  • Cold stress prevention applies to refrigerated packing house operations
  • Separate field harvesting operations under agricultural codes

Real-World Examples

For class code 8209, real-world examples include: A produce packing house in Homestead, Florida, sorting and packaging tomatoes for distribution. A fresh produce distributor in Plant City supplying grocery stores across the state.

Common Claim Scenarios

Common workers' comp claims for class code 8209 often involve: Repetitive strain injuries from sorting and packing produce, such as carpal tunnel syndrome. Slips and falls on wet or discarded produce, leading to sprains or fractures. Lacerations from cutting tools, typically minor.

Safety & Loss Prevention

  • Implement ergonomic workstations and tools to reduce repetitive strain injuries during sorting and packing.
  • Ensure floors are kept clean, dry, and free of discarded produce to prevent slips.
  • Provide training on safe use of cutting tools and require cut-resistant gloves.

Frequently Asked Questions

What is workers comp class code 8209?

Class code 8209 covers produce handling or packing operations, including packing houses, produce distributors, and fresh produce handlers. Work involves sorting, grading, packing, and shipping fresh fruits and vegetables. Florida's agriculture industry makes this a significant classification, particularly in the Immokalee and Homestead areas. Hazards include repetitive motion injuries from sorting and packing, cold temperature exposure in refrigerated facilities, and forklift operations.

What is the workers comp rate for class code 8209 in Florida?

The current workers' compensation rate for class code 8209 in Florida is $3.49 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 8209?

Produce packers, sorters, graders, forklift operators, and shipping workers.

How can I reduce my workers comp premium for class code 8209 in Florida?

Ergonomic programs reduce repetitive motion claims in packing operations Cold stress prevention applies to refrigerated packing house operations Separate field harvesting operations under agricultural codes

Do I need workers comp insurance for employees classified under code 8209 in Florida?

Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8209 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 8209 in FL.

Quick Facts

Class Code
8209
State
Florida
Rate per $100
$3.49
Rating Org
FWCJUA / NCCI
Effective
2025-01-01

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