Furniture Moving/Storage
Florida Workers' Compensation Class Code 8293 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$4.84
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8293?
Class code 8293 covers furniture moving and storage operations, including residential and commercial moving companies and furniture storage facilities. Work involves packing, loading, transporting, and delivering household goods and furniture. Hazards include musculoskeletal strain from heavy furniture handling (the leading cause of claims), motor vehicle accidents, and customer property damage claims that can affect EMR.
Who is Covered Under This Code?
Movers, packers, drivers, and warehouse staff.
Tips to Reduce Your Premium
- Proper lifting techniques and team lift requirements reduce back injury claims
- MVR checks are essential for all drivers
- Furniture dollies and moving equipment reduce manual handling injuries
Real-World Examples
For class code 8293, real-world examples include: A residential moving company in Fort Lauderdale assisting families with local and long-distance relocations. A commercial moving and storage service in Orlando handling office moves and document storage.
Common Claim Scenarios
Common workers' comp claims for class code 8293 often involve: Back strains and sprains from lifting and moving heavy furniture and boxes, often severe. Lacerations or crush injuries to hands and feet during packing and loading. Vehicle accidents during transport, leading to whiplash or fractures.
Safety & Loss Prevention
- Provide comprehensive training on safe lifting and moving techniques for heavy furniture and boxes.
- Ensure proper use of dollies, hand trucks, and other moving equipment.
- Implement defensive driving training for transport personnel and secure loads properly.
- Require employees to wear appropriate safety footwear and back support where necessary.
Frequently Asked Questions
What is workers comp class code 8293?
Class code 8293 covers furniture moving and storage operations, including residential and commercial moving companies and furniture storage facilities. Work involves packing, loading, transporting, and delivering household goods and furniture. Hazards include musculoskeletal strain from heavy furniture handling (the leading cause of claims), motor vehicle accidents, and customer property damage claims that can affect EMR.
What is the workers comp rate for class code 8293 in Florida?
The current workers' compensation rate for class code 8293 in Florida is $4.84 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8293?
Movers, packers, drivers, and warehouse staff.
How can I reduce my workers comp premium for class code 8293 in Florida?
Proper lifting techniques and team lift requirements reduce back injury claims MVR checks are essential for all drivers Furniture dollies and moving equipment reduce manual handling injuries
Do I need workers comp insurance for employees classified under code 8293 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8293 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8293 in FL.
Quick Facts
- Class Code
- 8293
- State
- Florida
- Rate per $100
- $4.84
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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