Grain Elevator Operation
Florida Workers' Compensation Class Code 8304 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$4.82
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8304?
Class code 8304 covers grain elevator operations, including the receiving, storing, drying, and shipping of grain at commercial grain elevators. Work involves operating bucket elevators, conveyors, and grain handling equipment. Hazards include grain bin engulfment (a leading cause of fatalities in agriculture), combustible grain dust explosions, and falls from elevator structures.
Who is Covered Under This Code?
Grain elevator operators, samplers, and maintenance workers.
Tips to Reduce Your Premium
- Grain bin entry is one of the most dangerous operations — confined space procedures are mandatory
- Combustible dust programs are required under OSHA standards
- Fall protection is required for work on elevator structures
Real-World Examples
For class code 8304, real-world examples include: A large grain elevator in the Florida Panhandle receiving, drying, and storing corn and soybeans. A smaller grain facility in Central Florida serving local agricultural producers.
Common Claim Scenarios
Common workers' comp claims for class code 8304 often involve: Falls from heights in grain elevators, often severe or fatal. Dust inhalation leading to respiratory issues, potentially chronic. Entanglement in machinery, causing amputations or severe crush injuries.
Safety & Loss Prevention
- Ensure fall protection systems are in place and regularly inspected for work at heights in grain elevators.
- Implement dust control measures and provide respirators to prevent inhalation issues.
- Provide comprehensive training on safe operation of grain handling machinery and lockout/tagout procedures.
- Conduct regular atmospheric testing for hazardous gases in confined spaces.
Frequently Asked Questions
What is workers comp class code 8304?
Class code 8304 covers grain elevator operations, including the receiving, storing, drying, and shipping of grain at commercial grain elevators. Work involves operating bucket elevators, conveyors, and grain handling equipment. Hazards include grain bin engulfment (a leading cause of fatalities in agriculture), combustible grain dust explosions, and falls from elevator structures.
What is the workers comp rate for class code 8304 in Florida?
The current workers' compensation rate for class code 8304 in Florida is $4.82 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8304?
Grain elevator operators, samplers, and maintenance workers.
How can I reduce my workers comp premium for class code 8304 in Florida?
Grain bin entry is one of the most dangerous operations — confined space procedures are mandatory Combustible dust programs are required under OSHA standards Fall protection is required for work on elevator structures
Do I need workers comp insurance for employees classified under code 8304 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8304 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8304 in FL.
Quick Facts
- Class Code
- 8304
- State
- Florida
- Rate per $100
- $4.82
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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