Group Homes - All Employees & Salespersons, Drivers
Florida Workers' Compensation Class Code 8842 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.59
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8842?
Class code 8842 covers group home operations, including residential facilities for individuals with developmental disabilities, mental health conditions, or substance use disorders. Work involves providing personal care, behavioral support, and daily living assistance to residents. Hazards include workplace violence from residents with behavioral challenges (a leading cause of claims), patient handling injuries, and exposure to infectious diseases.
Who is Covered Under This Code?
Direct support professionals, residential counselors, and group home staff.
Tips to Reduce Your Premium
- Behavioral intervention training significantly reduces workplace violence claims
- Safe patient handling training reduces musculoskeletal claims
- Separate professional clinical staff under appropriate healthcare codes
Real-World Examples
A direct support professional caring for adults with developmental disabilities in a 6-person group home in Gainesville. A residential counselor at a substance abuse recovery home in Miami.
Common Claim Scenarios
Injuries resulting from resident aggression, such as bites, scratches, and strikes, are a primary concern. Staff also face risks of strains from physically redirecting or assisting residents, and psychological stress is a significant factor.
Safety & Loss Prevention
- Provide comprehensive training on crisis prevention and intervention (CPI) techniques.
- Develop and consistently follow individualized behavior support plans for each resident.
- Ensure the physical environment is free of potential weapons and that staff have access to a panic button or communication device.
- Offer regular debriefing sessions and mental health support for staff to manage stress.
Frequently Asked Questions
What is workers comp class code 8842?
Class code 8842 covers group home operations, including residential facilities for individuals with developmental disabilities, mental health conditions, or substance use disorders. Work involves providing personal care, behavioral support, and daily living assistance to residents. Hazards include workplace violence from residents with behavioral challenges (a leading cause of claims), patient handling injuries, and exposure to infectious diseases.
What is the workers comp rate for class code 8842 in Florida?
The current workers' compensation rate for class code 8842 in Florida is $1.59 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8842?
Direct support professionals, residential counselors, and group home staff.
How can I reduce my workers comp premium for class code 8842 in Florida?
Behavioral intervention training significantly reduces workplace violence claims Safe patient handling training reduces musculoskeletal claims Separate professional clinical staff under appropriate healthcare codes
Do I need workers comp insurance for employees classified under code 8842 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8842 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8842 in FL.
Quick Facts
- Class Code
- 8842
- State
- Florida
- Rate per $100
- $1.59
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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