Building Operations by Owner, Lessee, Real Estate Management Company
Florida Workers' Compensation Class Code 9012 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.61
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 9012?
Class code 9012 covers building operations managed by the owner, lessee, or real estate management company, including property management companies that operate commercial and residential buildings. Work involves maintenance, cleaning, security, and tenant services. Hazards include slip-and-fall injuries, maintenance-related injuries, and elevator and escalator operations.
Who is Covered Under This Code?
Property managers, building superintendents, maintenance workers, and security staff employed by building owners or management companies.
Tips to Reduce Your Premium
- Separate contractors who perform work in the building under their own codes
- Preventive maintenance programs reduce equipment failure and injury claims
- Slip-and-fall prevention in common areas is a top priority
Real-World Examples
A real estate investment trust (REIT) that owns and operates a portfolio of 20 office buildings in downtown Miami. The owner of a 10-unit apartment complex in Fort Myers who directly employs a handyman for maintenance.
Common Claim Scenarios
Slips and falls on wet floors or uneven sidewalks are a leading cause of injury for maintenance and cleaning staff. Back injuries from lifting heavy equipment or trash are also common. Electric shock and burns can occur during electrical repairs.
Safety & Loss Prevention
- Use 'wet floor' signs and ensure spills are cleaned up immediately.
- Provide dollies, carts, and training on proper lifting techniques for maintenance staff.
- Implement a lock-out/tag-out program for all electrical work.
- Conduct regular inspections of all common areas to identify and mitigate potential hazards.
Frequently Asked Questions
What is workers comp class code 9012?
Class code 9012 covers building operations managed by the owner, lessee, or real estate management company, including property management companies that operate commercial and residential buildings. Work involves maintenance, cleaning, security, and tenant services. Hazards include slip-and-fall injuries, maintenance-related injuries, and elevator and escalator operations.
What is the workers comp rate for class code 9012 in Florida?
The current workers' compensation rate for class code 9012 in Florida is $0.61 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 9012?
Property managers, building superintendents, maintenance workers, and security staff employed by building owners or management companies.
How can I reduce my workers comp premium for class code 9012 in Florida?
Separate contractors who perform work in the building under their own codes Preventive maintenance programs reduce equipment failure and injury claims Slip-and-fall prevention in common areas is a top priority
Do I need workers comp insurance for employees classified under code 9012 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 9012 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 9012 in FL.
Quick Facts
- Class Code
- 9012
- State
- Florida
- Rate per $100
- $0.61
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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