Department or Discount Stores
Illinois Workers' Compensation Class Code 8039 • NCCI • Effective 2025-01-01
Current Rate
$1.25
per $100 of payroll
NCCI 2025-01-01
What is Class Code 8039?
Class code 8039 covers department store and discount store operations, including large retail stores selling a broad range of merchandise. Work involves customer service, stocking, operating registers, and managing multiple departments. Florida has significant department store operations in major metropolitan areas. Hazards include slip-and-fall injuries, ergonomic strain, and forklift operations in receiving areas.
Who is Covered Under This Code?
Sales associates, stock clerks, cashiers, receiving workers, and store managers.
Tips to Reduce Your Premium
- Slip-and-fall prevention programs are critical for high-traffic retail environments
- Forklift safety in receiving areas is a significant exposure
- Separate distribution center operations under appropriate codes
Real-World Examples
For class code 8039, real-world examples include: A large department store in Aventura Mall, Miami, with multiple floors and a wide range of products. A discount retailer in Pensacola offering clothing, home goods, and electronics at reduced prices.
Common Claim Scenarios
Common workers' comp claims for class code 8039 often involve: Slips and falls on store floors, resulting in sprains or minor fractures. Back strains from lifting and stocking merchandise. Repetitive motion injuries from cashier duties, typically low severity.
Safety & Loss Prevention
- Maintain clear aisles and well-lit areas to prevent slips, trips, and falls.
- Provide ergonomic workstations for cashiers and stockers to reduce repetitive strain.
- Train employees on safe lifting techniques for handling merchandise.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8039?
Class code 8039 covers department store and discount store operations, including large retail stores selling a broad range of merchandise. Work involves customer service, stocking, operating registers, and managing multiple departments. Florida has significant department store operations in major metropolitan areas. Hazards include slip-and-fall injuries, ergonomic strain, and forklift operations in receiving areas.
What is the workers comp rate for class code 8039 in Illinois?
The current workers' compensation rate for class code 8039 in Illinois is $1.25 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8039?
Sales associates, stock clerks, cashiers, receiving workers, and store managers.
How can I reduce my workers comp premium for class code 8039 in Illinois?
Slip-and-fall prevention programs are critical for high-traffic retail environments Forklift safety in receiving areas is a significant exposure Separate distribution center operations under appropriate codes
Do I need workers comp insurance for employees classified under code 8039 in Illinois?
Yes. Illinois requires most employers to carry workers' compensation insurance for their employees. Class code 8039 employees must be covered. Penalties for non-compliance in Illinois can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8039 in IL.
Quick Facts
- Class Code
- 8039
- State
- Illinois
- Rate per $100
- $1.25
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
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