Automobile Parking Lot
Michigan Workers' Compensation Class Code 8392 • NCCI • Effective 2025-01-01
Current Rate
$1.44
per $100 of payroll
NCCI 2025-01-01
What is Class Code 8392?
Class code 8392 covers automobile parking lot and garage operations, including surface lots, parking structures, and valet services. Work involves directing traffic, collecting fees, and moving vehicles. Hazards include motor vehicle accidents while moving customer vehicles, slip-and-fall injuries, and carbon monoxide exposure in enclosed parking structures.
Who is Covered Under This Code?
Parking attendants, cashiers, and valet drivers.
Tips to Reduce Your Premium
- Carbon monoxide monitoring is required in enclosed parking structures
- MVR checks are required for valet and vehicle-moving operations
- Slip-and-fall prevention is important in parking structure operations
Real-World Examples
For class code 8392, real-world examples include: A multi-level parking garage in downtown Tampa serving office workers and event attendees. A valet parking service at a luxury hotel in South Beach, Miami.
Common Claim Scenarios
Common workers' comp claims for class code 8392 often involve: Pedestrian accidents in parking lots, leading to fractures or head injuries. Back strains from repetitive movements like opening car doors or directing traffic. Assaults or robberies, potentially severe.
Safety & Loss Prevention
- Implement clear traffic flow patterns and signage in parking lots and garages.
- Provide training on safe driving practices for valet personnel and vehicle movement.
- Ensure adequate lighting and security measures to prevent assaults and robberies.
- Maintain well-marked pedestrian walkways to prevent accidents.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8392?
Class code 8392 covers automobile parking lot and garage operations, including surface lots, parking structures, and valet services. Work involves directing traffic, collecting fees, and moving vehicles. Hazards include motor vehicle accidents while moving customer vehicles, slip-and-fall injuries, and carbon monoxide exposure in enclosed parking structures.
What is the workers comp rate for class code 8392 in Michigan?
The current workers' compensation rate for class code 8392 in Michigan is $1.44 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8392?
Parking attendants, cashiers, and valet drivers.
How can I reduce my workers comp premium for class code 8392 in Michigan?
Carbon monoxide monitoring is required in enclosed parking structures MVR checks are required for valet and vehicle-moving operations Slip-and-fall prevention is important in parking structure operations
Do I need workers comp insurance for employees classified under code 8392 in Michigan?
Yes. Michigan requires most employers to carry workers' compensation insurance for their employees. Class code 8392 employees must be covered. Penalties for non-compliance in Michigan can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8392 in MI.
Quick Facts
- Class Code
- 8392
- State
- Michigan
- Rate per $100
- $1.44
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
Need a Quote for Code 8392?
We specialize in workers' comp for MI businesses. Get a competitive quote today.
Get a Free Quote(239) 323-0785