Garbage and Refuse - Collecting in Containers
North Carolina Workers' Compensation Class Code 9403 • NCRB • Effective 2026-04-01
Current Rate
$4.40
per $100 of payroll
NCRB 2026-04-01
What is Class Code 9403?
Class code 9403 covers garbage and refuse collection in containers, including dumpster service companies, roll-off container operations, and commercial waste collection. Work involves delivering and picking up containers using specialized trucks, and managing waste disposal. Hazards include motor vehicle accidents, struck-by hazards from container handling equipment, and exposure to hazardous materials in the waste stream.
Who is Covered Under This Code?
Roll-off drivers, container delivery workers, and dispatch staff.
Tips to Reduce Your Premium
- Backing accident prevention is critical for container truck operations
- PPE protects against hazardous materials in commercial waste containers
- Separate residential garbage collection under code 7590
Real-World Examples
A driver for a large waste management company operating a roll-off truck in a dense urban area like Miami. A small, local dumpster rental company in Jacksonville that serves residential construction sites.
Common Claim Scenarios
The most severe injuries involve truck accidents, including collisions and rollovers. Workers are also frequently injured by being struck by the container or the truck's lifting mechanism. Strains from manually adjusting heavy container lids or doors are also common.
Safety & Loss Prevention
- Provide extensive driver training, including how to safely operate the hydraulic lifting systems.
- Establish a strict safety zone around the truck during loading and unloading operations.
- Ensure the truck's backup cameras and alarms are always in working order.
- Conduct pre-trip and post-trip inspections of the truck and lifting mechanism every day.
Rate Comparison by State
| State | Description | Rate / $100 | |
|---|---|---|---|
| NC | Garbage and Refuse - Collecting in Containers | $4.40 | Current |
| FL | Garbage and Refuse - Collecting in Containers | $5.33 | View |
| MI | Garbage and Refuse - Collecting in Containers | $4.90 | View |
| IL | Garbage and Refuse - Collecting in Containers | $4.60 | View |
| TX | Garbage and Refuse - Collecting in Containers | $4.30 | View |
| SC | Garbage and Refuse - Collecting in Containers | $4.70 | View |
Frequently Asked Questions
What is workers comp class code 9403?
Class code 9403 covers garbage and refuse collection in containers, including dumpster service companies, roll-off container operations, and commercial waste collection. Work involves delivering and picking up containers using specialized trucks, and managing waste disposal. Hazards include motor vehicle accidents, struck-by hazards from container handling equipment, and exposure to hazardous materials in the waste stream.
What is the workers comp rate for class code 9403 in North Carolina?
The current workers' compensation rate for class code 9403 in North Carolina is $4.40 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 9403?
Roll-off drivers, container delivery workers, and dispatch staff.
How can I reduce my workers comp premium for class code 9403 in North Carolina?
Backing accident prevention is critical for container truck operations PPE protects against hazardous materials in commercial waste containers Separate residential garbage collection under code 7590
Do I need workers comp insurance for employees classified under code 9403 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 9403 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 9403 in NC.
Quick Facts
- Class Code
- 9403
- State
- North Carolina
- Rate per $100
- $4.40
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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