Back to Florida Class Codes
9720FL

Clubs - Fraternal

Florida Workers' Compensation Class Code 9720 • FWCJUA / NCCI • Effective 2025-01-01

Current Rate

$1.05

per $100 of payroll

FWCJUA / NCCI 2025-01-01

What is Class Code 9720?

Class code 9720 is a workers compensation classification used to categorize employees based on the nature of their work and associated injury risk. Each classification code carries a specific rate per $100 of payroll, which is used to calculate workers comp premiums. Contact Bright Coast Insurance for a detailed explanation of this code and how it applies to your business.

Who is Covered Under This Code?

Employees performing work covered by this classification code.

Tips to Reduce Your Premium

  • Contact Bright Coast Insurance for a detailed premium analysis for this code
  • Proper classification is critical — misclassification can result in audit adjustments
  • Safety programs and low claims history can reduce your Experience Modification Rate (EMR)

Rate Comparison by State

StateDescriptionRate / $100
FLClubs - Fraternal$1.05Current
SCClubs - Fraternal$0.98View

Frequently Asked Questions

What is workers comp class code 9720?

Class code 9720 is a workers compensation classification used to categorize employees based on the nature of their work and associated injury risk. Each classification code carries a specific rate per $100 of payroll, which is used to calculate workers comp premiums. Contact Bright Coast Insurance for a detailed explanation of this code and how it applies to your business.

What is the workers comp rate for class code 9720 in Florida?

The current workers' compensation rate for class code 9720 in Florida is $1.05 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 9720?

Employees performing work covered by this classification code.

How can I reduce my workers comp premium for class code 9720 in Florida?

Contact Bright Coast Insurance for a detailed premium analysis for this code Proper classification is critical — misclassification can result in audit adjustments Safety programs and low claims history can reduce your Experience Modification Rate (EMR)

Do I need workers comp insurance for employees classified under code 9720 in Florida?

Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 9720 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 9720 in FL.

Quick Facts

Class Code
9720
State
Florida
Rate per $100
$1.05
Rating Org
FWCJUA / NCCI
Effective
2025-01-01

Need a Quote for Code 9720?

We specialize in workers' comp for FL businesses. Get a competitive quote today.

Get a Free Quote(239) 323-0785